Government Information

Earl Gregg Swem Library

Student Loan Debt and Economic Outcomes

Categories: Business/Economics,Education-Higher,Housing/Homelessness,Prices/Inflation,Youth

http://www.bostonfed.org/economic/current-policy-perspectives/2014/cpp1407.pdf

 

Examines the impact of student loan liabilities on homeownership status and wealth accumulation.  From the Federal Reserve Bank of Boston

 

Transitioning to Alternative Structures for Housing Finance

Categories: Financial Crisis/Markets,Govt Finance,Housing/Homelessness

http://www.cbo.gov/sites/default/files/cbofiles/attachments/49765-Housing_Finance.pdf

Examines various mechanisms that policymakers could use to attract more private capital to the secondary mortgage market and extricate the federal government from its current position of insuring 70% of all new residential mortgages.  Analyzes transition paths to four alternative structures.  From the Congressional Budget Office

 

Returning to the Nest: Debt and Parental Co-residence Among Young Adults

Categories: Education-Higher,Financial Crisis/Markets,Housing/Homelessness,Prices/Inflation

http://www.federalreserve.gov/econresdata/feds/2014/files/201480pap.pdf

Examines the relationship between a young adult’s debt burden, especially student loan debt, and the decision to reside with a parent.  From the Federal Reserve

 

The Impact of Missed Payments and Foreclosures on Credit Scores

Categories: Financial Crisis/Markets,Housing/Homelessness

http://www.clevelandfed.org/research/workpaper/2014/wp1423.pdf

Challenges the idea that foreclosure will ruin a credit score.  Finds that the first missed payment leads to the biggest reduction in credit scores and that credit scores improve substantially a year following foreclosure.  From the Cleveland Federal Reserve Bank

 

The State of the Region: Hampton Roads 2014

http://www.odu.edu/content/dam/odu/offices/economic-forecasting-project/docs/2014/2014-sor-final.pdf

Focuses on economic development in the region but includes sections on megachurches, migration data, homeless children, and vehicle tolls.  From the Hampton Roads Planning District Commission

 

American Housing Survey, National Summary Tables 2013

Categories: Housing/Homelessness,Prices/Inflation,Statistics

http://www.census.gov/programs-surveys/ahs/data/2013/national-summary-report-and-tables—ahs-2013.html

Presents summary statistical data for the national on such topics as single-family homes, apartments, manufactured housing, vacant units, housing costs, recent moves, and more.  Provides link to summary tables aggregated into a single Excel workbook.  From the Census Bureau

 

Considering a Reverse Mortgage

Categories: Consumer Info/Protection,Financial Crisis/Markets,Housing/Homelessness

http://files.consumerfinance.gov/f/201409_cfpb_guide_reverse_mortgage.pdf

 

Discusses what it is, how it works, why caution is needed, and what alternatives might be available.  From the Consumer Financial Protection Bureau

 

Education for Homeless Children and Youth: Consolidated State Performance Report Data: School Years 2010-11, 2011-12, and 2012-13

Categories: Children,Education,Housing/Homelessness,Statistics

http://center.serve.org/nche/downloads/data-comp-1011-1213.pdf

A set of 13 statistical tables on such topics as the number of homeless youth enrolled in public schools, their primary nighttime residence, the number of homeless youth with federal support grants, and the academic achievement of such students.  From the National Center for Homeless Education at UNC-Greensboro with funding from the U.S. Department of Education

 

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