Government Information

Earl Gregg Swem Library

Trends in Long-Term Unemployment

Categories: Business/Economics,Financial Crisis/Markets,Labor/Employment,Statistics

http://www.bls.gov/spotlight/2015/long-term-unemployment/

Examines trends in long-term unemployment following the Great Recession of 2007-2009 and the characteristics of people who have experienced lengthy unemployment.  From the Bureau of Labor Statistics

 

Arbitration Study: Report to Congress

Categories: Consumer Info/Protection,Financial Crisis/Markets,Laws/Regulations

http://www.consumerfinance.gov/f/201503_cfpb_arbitration-study-report-to-congress-2015.pdf

Studies the use of arbitration agreements in financial contracts and how they restrict consumer rights to seek redress through class action suits.  From the Consumer Financial Protection Bureau

 

Systemic Importance Indicators for 33 U.S. Bank Holding Companies: An Overview of Recent Data

Categories: Business/Economics,Financial Crisis/Markets,Statistics

http://financialresearch.gov/briefs/files/2015-02-12-systemic-importance-indicators-for-us-bank-holding-companies.pdf

Evaluates the importance of the largest U.S. bank holding companies by comparing their scores on size, interconnectedness, complexity, global activity, and dominance in certain customer services.  From the Office of Financial Research of the Treasury Department

 

The Effects of Conflicted Investment Advice on Retirement Savings

Categories: Consumer Info/Protection,Financial Crisis/Markets,Headlines,Retirement/Social Security

http://www.whitehouse.gov/sites/default/files/docs/cea_coi_report_final.pdf

Examines whether the use of financial advisors by Americans seeking help in investing their retirement sums may lead to conflicts of interest and the effects of those conflicts on retirement savings.  Estimates that the aggregate annual cost of conflicted investment advice is about $17 billion annually.  From the Council of Economic Advisers

 

Transitioning to Alternative Structures for Housing Finance

Categories: Financial Crisis/Markets,Govt Finance,Housing/Homelessness

http://www.cbo.gov/sites/default/files/cbofiles/attachments/49765-Housing_Finance_0.pdf

The federal government through government sponsored enterprises like Freddie Mac and Fannie Mae directly or indirectly insures over 70% of all new residential mortgages.  This report examines various proposals to attract more private capital to the secondary mortgage market and how the market could transition to a new structure during the coming decade.  From the Congressional Budget Office

 

Who Regulates Whom and How? An Overview of U.S. Financial Regulatory Policy for Banking and Securities Markets

Categories: Business/Economics,Financial Crisis/Markets,Laws/Regulations

http://www.fas.org/sgp/crs/misc/R43087.pdf

Provides an overview of the regulatory policies of the agencies that oversee banking and securities markets and explains which agencies are responsible for which institutions, activities, and markets. From the Congressional Research Service, posted by the Federation of American Scientists

 

Report to Congress Under Section 319 of the Fair and Accurate Credit Transactions Act of 2003

Categories: Advertising/Marketing,Financial Crisis/Markets,Laws/Regulations

http://www.ftc.gov/system/files/documents/reports/section-319-fair-accurate-credit-transactions-act-2003-sixth-interim-final-report-federal-trade/150121factareport.pdf

Sixth and final report in a series of investigations into the accuracy of credit reports.  From the Federal Trade Commission

 

SEC Announces Charges Against Standard & Poor’s for Fraudulent Ratings Misconduct

Categories: Financial Crisis/Markets,Govt/Business Scandals,Headlines,Laws/Regulations

http://www.sec.gov/news/pressrelease/2015-10.html#.VMEEUmOa-JY

Agency press release which summarizes the charges against S&P for federal securities law violations involving misconduct in ratings of mortgage-backed securities.  Includes links to the specific SEC orders related to the case.  From the U.S. Securities and Exchange Commission

 

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