http://www.whitehouse.gov/sites/default/files/docs/cea_coi_report_final.pdf
Examines whether the use of financial advisors by Americans seeking help in investing their retirement sums may lead to conflicts of interest and the effects of those conflicts on retirement savings. Estimates that the aggregate annual cost of conflicted investment advice is about $17 billion annually. From the Council of Economic Advisers
http://www.cbo.gov/sites/default/files/cbofiles/attachments/49765-Housing_Finance_0.pdf
The federal government through government sponsored enterprises like Freddie Mac and Fannie Mae directly or indirectly insures over 70% of all new residential mortgages. This report examines various proposals to attract more private capital to the secondary mortgage market and how the market could transition to a new structure during the coming decade. From the Congressional Budget Office
http://www.fas.org/sgp/crs/misc/R43087.pdf
Provides an overview of the regulatory policies of the agencies that oversee banking and securities markets and explains which agencies are responsible for which institutions, activities, and markets. From the Congressional Research Service, posted by the Federation of American Scientists
Sixth and final report in a series of investigations into the accuracy of credit reports. From the Federal Trade Commission
http://www.sec.gov/news/pressrelease/2015-10.html#.VMEEUmOa-JY
Agency press release which summarizes the charges against S&P for federal securities law violations involving misconduct in ratings of mortgage-backed securities. Includes links to the specific SEC orders related to the case. From the U.S. Securities and Exchange Commission
http://www2.census.gov/govs/local/summary_report.pdf
Presents data on state and local government finances including revenue by source, expenditures by character and function, indebtedness by term, and cash and security holdings by purpose. Leading causes for revenue declines were falling interest income and declines in value of employee retirement investments. From the Census Bureau
http://www.cbo.gov/sites/default/files/cbofiles/attachments/49817-Taxing_Capital_Income_0.pdf
Examines the relationship between “tax rates on capital income” and “before-tax rates of return on investments” and how differences can reduce economic efficiency. Also looks at the implications of proposed policy options for the taxation of capital income. From the Congressional Budget Office
http://www.cbo.gov/sites/default/files/cbofiles/attachments/49765-Housing_Finance.pdf
Examines various mechanisms that policymakers could use to attract more private capital to the secondary mortgage market and extricate the federal government from its current position of insuring 70% of all new residential mortgages. Analyzes transition paths to four alternative structures. From the Congressional Budget Office