Government Information

Earl Gregg Swem Library

State Mandated Financial Education and the Credit Behavior of Young Adults

Categories: Education,Financial Crisis/Markets,Youth

http://www.federalreserve.gov/pubs/feds/2014/201468/201468pap.pdf

Examines the credit scores and delinquency rates of young adults in three states where personal financial education mandates were established in 2007 to see if the programs have been successful.  From the Federal Reserve

 

An Update to the Budget and Economic Outlook: 2014 to 2024

Categories: Business/Economics,Financial Crisis/Markets,Govt Finance,Headlines,Statistics

http://www.cbo.gov/sites/default/files/cbofiles/attachments/45653-OutlookUpdate_2014_Aug.pdf

Updates earlier 2014 report; finds that the budget deficit is continuing to fall in 2014 but the federal debt is still growing.  Predicts that inflation will remain below the goal set by the Federal Reserve and that interest rates on Treasury securities will rise.   From the Congressional Budget Office

 

Rural Employment Trends in Recession and Recovery

http://www.ers.usda.gov/media/1551844/err172.pdf

Examines the effects of the Great Recession and gradual recovery on county employment and unemployment rates with an emphasis on rural America.  From the Economic Research Service of the U.S. Department of Agriculture

 

Data Point: Checking Account Overdraft

Categories: Consumer Info/Protection,Financial Crisis/Markets

http://files.consumerfinance.gov/f/201407_cfpb_report_data-point_overdrafts.pdf

Presents the results of consumers’ experiences with overdraft policies at a number of large U.S. banks.  From the Consumer Financial Protection Bureau

 

Risks to Consumers Posed by Virtual Currencies

Categories: Consumer Info/Protection,Financial Crisis/Markets

http://files.consumerfinance.gov/f/201408_cfpb_consumer-advisory_virtual-currencies.pdf

Describes what virtual currencies like Bitcoin are, and what risks they pose for people who buy or use them.  From the Consumer Financial Protection Bureau

 

Supplemental Appendix to the Report on the Economic Well-Being of U.S. Households in 2013

Categories: Business/Economics,Financial Crisis/Markets,Income/Poverty,Statistics

http://www.federalreserve.gov/econresdata/2013-report-economic-well-being-us-households-supplemental-appendix-201407.pdf

Provides supplemental tables by demographic and socioeconomic characteristics.  From the Federal Reserve

 

Report on the Economic Well-Being of U.S. Households in 2013

Categories: Business/Economics,Financial Crisis/Markets,Income/Poverty

http://www.federalreserve.gov/econresdata/2013-report-economic-well-being-us-households-201407.pdf

Describes the results of a new consumer survey, the Survey of Household Economics and Decisionmaking, to obtain a snapshot of the financial and economic well-being of U.S. households and the issues they face, as well as to measure their recovery from the economic recession and identify risks to their financial stability.  From the Federal Reserve

 

 

The 2013 Federal Reserve Payments Study: Recent and Long-Term Trends in the United States: 2000-2012….

Categories: Business/Economics,Financial Crisis/Markets,Statistics

http://www.frbservices.org/files/communications/pdf/general/2013_fed_res_paymt_study_detailed_rpt.pdf

Attempts to measure the number and value of all transactions between buyers and sellers of goods and services conducted over noncash payment systems.  Finds that two-thirds of all non-cash payments in the U.S. were made by credit card in 2012, compared with one-third in 2000.  From the Federal Reserve

 

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