Government Information

Earl Gregg Swem Library

Artificial Intelligence: Emerging Opportunities, Challenges, and Implications: Highlights of a Forum

Categories: Crime/Justice,Financial Crisis/Markets,Homeland Security,Science/Technology,Transportation

https://www.gao.gov/assets/700/690910.pdf

Participants from industry, government, academia, and nonprofit organizations considered the potential implications of AI developments in four areas: cybersecurity, automated vehicles, criminal justice, and financial services.  From the Government Accountability Office

 

Commercial Real Estate Lending: Banks Potentially Face Increased Risk …

Categories: Financial Crisis/Markets,Govt Finance,Housing/Homelessness

https://www.gao.gov/assets/700/690681.pdf

Examines trends in the commercial real estate lending market and warns that banks face increasing risk from their lending activities.  Compares current situation with 2007-2008 period.  From the Government Accountability Office

 

Transferring Credit Risk on Mortgages Guaranteed by Fannie Mae and Freddie Mac

Categories: Business/Economics,Financial Crisis/Markets,Govt Finance,Housing/Homelessness

https://www.cbo.gov/system/files/115th-congress-2017-2018/reports/53380-transferringcreditriskgses.pdf

Explores the nature of Fannie Mae and Freddie Mac as government-sponsored enterprises which are currently under conservatorship by their regulator, the Federal Housing Finance Agency.  The report examines how some of the credit risk might be transferred from the federal government to investors.  From the Congressional Budget Office

 

FREDcast Forecasting Game

Categories: Business/Economics,Financial Crisis/Markets,Labor/Employment,Prices/Inflation,Statistics

https://research.stlouisfed.org/useraccount/fredcast/

Economic forecasting game involving CPI inflation, GDP growth, unemployment, and payroll jobs.  From the Federal Reserve Bank of St. Louis

 

Options to Manage FHA’s Exposure to Risk from Guaranteeing Single-Family Mortgages

Categories: Financial Crisis/Markets,Govt Finance,Housing/Homelessness

https://www.cbo.gov/system/files/115th-congress-2017-2018/reports/53084-fha.pdf

Analyzes options to reduce the financial risks for the Federal Housing Administration in its program to guarantee single-family mortgages through creating a larger role for private lenders and restricting the availability of FHA’s guarantees.  From the Congressional Budget Office

 

Repayment of Student Loans as of 2015 Among 1995-96 and 2003-04 First-Time Beginning Students: First Look

Categories: Education-Higher,Financial Crisis/Markets,Statistics

https://nces.ed.gov/pubs2018/2018410.pdf

Compares the total borrowing, repayment, and default status of two groups of student loan borrowers—those who began postsecondary study in 1995-96 and in 2003-04.  See also the FSA Supplement which provides complete federal loan receipt and repayment histories for each borrower in the surveys used.  From the National Center for Education Statistics

 

Report on the Economic Well-Being of U.S. Households in 2016

Categories: Financial Crisis/Markets,Housing/Homelessness,Income/Poverty,Retirement/Social Security,Statistics

https://www.federalreserve.gov/publications/files/2016-report-economic-well-being-us-households-201705.pdf

Finds that 70% of adults report they are financially comfortable or doing okay and 30% say they are struggling financially.  Covers overall financial well-being, employment, income and savings behaviors, economic preparedness, access to banking and credit, housing and living arrangements, student loans, and retirement planning.  From the Board of Governors of the Federal Reserve

 

Financial Well-Being in America

Categories: Consumer Info/Protection,Financial Crisis/Markets,Income/Poverty,Marriage/Family,Statistics

http://files.consumerfinance.gov/f/documents/201709_cfpb_financial-well-being-in-America.pdf

Presents findings of a survey on the financial lives of Americans with financial well-being scores for the U.S. adult population overall and selected groups. The survey covered household and family characteristics, savings, and financial skills.  From the Consumer Financial Protection Bureau

 

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