Government Information

Earl Gregg Swem Library

The Financial CHOICE Act: Policy Issues

Categories: Consumer Info/Protection,Financial Crisis/Markets,Laws/Regulations

http://www.fas.org/sgp/crs/misc/R44631.pdf

Highlights major proposals included in a bill designed to modify or repeal changes to financial policies and regulatory structure brought about by the Dodd-Frank Act of 2010.  From the Congressional Research Service, posted by the Federation of American Scientists

 

Report and Recommendations: Fighting Elder Financial Exploitation Through Community Networks

Categories: Consumer Info/Protection,Elderly,Financial Crisis/Markets

http://files.consumerfinance.gov/f/documents/082016_cfpb_Networks_Study_Report.pdf

This report presents recommendations to existing networks to enhance their community’s collaborative efforts to fight financial exploitation of elderly people.  Offers nine specific recommendations.  From the Consumer Financial Protection Bureau

 

Puerto Rico v. Franklin Cal. Tax-Free Trust

https://www.law.cornell.edu/supremecourt/text/15-233

5-2 Supreme Court decision that the government of Puerto Rico cannot pass legislation to enable public utility corporations to restructure their debt.   The court held that the federal Bankruptcy Code  pre-empts Puerto Rico’s Recovery Act.  From the Cornell University Law School Legal Information Institute

 

Report on the Economic Well-Being of U. S. Households in 2015

http://www.federalreserve.gov/2015-report-economic-well-being-us-households-201605.pdf

Finds American families experiencing mild improvement but many struggling financially.  Covers overall well-being of households, income and savings behavior, economic preparedness, access to banking and credit, housing decisions, auto purchases and lending, education including student loans, and retirement planning.  From the Board of Governors of the Federal Reserve System

 

FHFA’s Administrative Reform of Fannie Mae, Freddie Mac, and the Housing Finance System

Categories: Financial Crisis/Markets,Govt Finance,Housing/Homelessness

http://www.fas.org/sgp/crs/misc/R44506.pdf

Reviews the progress of housing reforms by the Federal Housing Finance Agency since the 2008 financial crisis including Credit Risk Transactions, the Common Securitization Platform, and Single Security type mortgage-backed securities.  From the Congressional Research Service, posted by the Federation of American Scientists

 

Indication of Unconventional Oil and Gas Wastewaters Found in Local Surface Waters

Categories: Business/Economics,Consumer Info/Protection,Financial Crisis/Markets,Headlines

http://toxics.usgs.gov/highlights/2016-05-09-uog_wastes_in_streams.html

White paper on the risks and vulnerabilities associated with the online lending industry.  Provides an overview of the industry, reviews stakeholder opinions, reviews benefits and risks of online lending, and provides policy recommendations.  From the Treasury Department

(business/economics     consumer info/protection     financial crisis/markets     headlines)

Opportunities and Challenges in Online Marketplace Lending

Categories: Business/Economics,Consumer Info/Protection,Financial Crisis/Markets,Headlines

https://www.treasury.gov/connect/blog/Documents/Opportunities_and_Challenges_in_Online_Marketplace_Lending_white_paper.pdf

White paper on the risks and vulnerabilities associated with the online lending industry.  Provides an overview of the industry, reviews stakeholder opinions, reviews benefits and risks of online lending, and provides policy recommendations.  From the Treasury Department

 

Retirement Security: Low Defined Contribution Savings May Pose Challenges

Categories: Financial Crisis/Markets,Income/Poverty,Retirement/Social Security

http://www.gao.gov/assets/680/676942.pdf

Reviews recent trends in defined contribution plan participation and account savings, how much households could save in such plans, and how key decisions by employers and individuals affect savings. From the Government Accountability Office

 

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