Government Information

Earl Gregg Swem Library

FREDcast Forecasting Game

Categories: Business/Economics,Financial Crisis/Markets,Labor/Employment,Prices/Inflation,Statistics

https://research.stlouisfed.org/useraccount/fredcast/

Economic forecasting game involving CPI inflation, GDP growth, unemployment, and payroll jobs.  From the Federal Reserve Bank of St. Louis

 

Options to Manage FHA’s Exposure to Risk from Guaranteeing Single-Family Mortgages

Categories: Financial Crisis/Markets,Govt Finance,Housing/Homelessness

https://www.cbo.gov/system/files/115th-congress-2017-2018/reports/53084-fha.pdf

Analyzes options to reduce the financial risks for the Federal Housing Administration in its program to guarantee single-family mortgages through creating a larger role for private lenders and restricting the availability of FHA’s guarantees.  From the Congressional Budget Office

 

Repayment of Student Loans as of 2015 Among 1995-96 and 2003-04 First-Time Beginning Students: First Look

Categories: Education-Higher,Financial Crisis/Markets,Statistics

https://nces.ed.gov/pubs2018/2018410.pdf

Compares the total borrowing, repayment, and default status of two groups of student loan borrowers—those who began postsecondary study in 1995-96 and in 2003-04.  See also the FSA Supplement which provides complete federal loan receipt and repayment histories for each borrower in the surveys used.  From the National Center for Education Statistics

 

Report on the Economic Well-Being of U.S. Households in 2016

Categories: Financial Crisis/Markets,Housing/Homelessness,Income/Poverty,Retirement/Social Security,Statistics

https://www.federalreserve.gov/publications/files/2016-report-economic-well-being-us-households-201705.pdf

Finds that 70% of adults report they are financially comfortable or doing okay and 30% say they are struggling financially.  Covers overall financial well-being, employment, income and savings behaviors, economic preparedness, access to banking and credit, housing and living arrangements, student loans, and retirement planning.  From the Board of Governors of the Federal Reserve

 

Financial Well-Being in America

Categories: Consumer Info/Protection,Financial Crisis/Markets,Income/Poverty,Marriage/Family,Statistics

http://files.consumerfinance.gov/f/documents/201709_cfpb_financial-well-being-in-America.pdf

Presents findings of a survey on the financial lives of Americans with financial well-being scores for the U.S. adult population overall and selected groups. The survey covered household and family characteristics, savings, and financial skills.  From the Consumer Financial Protection Bureau

 

CFPB Issues Rule to Ban Companies From Using Arbitration Clauses to Deny Groups of People Their Day in Court

Categories: Consumer Info/Protection,Financial Crisis/Markets,Laws/Regulations

https://www.consumerfinance.gov/about-us/newsroom/cfpb-issues-rule-ban-companies-using-arbitration-clauses-deny-groups-people-their-day-court/

Press release announcing details of a regulation that would block the use by credit card companies and others of arbitration clauses that prevent consumers from joining in class-action lawsuits.  Includes links to further explanation and the text of the rule.  From the Consumer Financial Protection Bureau

 

Report on the Troubled Asset Relief Program

Categories: Business/Economics,Financial Crisis/Markets,Govt Finance,Statistics

https://www.cbo.gov/system/files/115th-congress-2017-2018/reports/52840-tarp.pdf

Latest report on the program that provided federal funds to prevent the U.S. financial system from collapse in 2008.  Estimates that the costs amount to $33 billion.  While transactions with some financial institutions resulted in a net gain for the government,  assistance to AIG, automobile companies and mortgage closure avoidance accounted for the large costs.  From the Congressional Budget Office

 

Becoming Credit Visible

Categories: Consumer Info/Protection,Financial Crisis/Markets

https://www.consumerfinance.gov/documents/4822/BecomingCreditVisible_Data_Point_Final.pdf

Finds that the way consumers establish credit history varies according to their economic background, with those in lower-income areas becoming credit visible due to negative debt collection records. Also finds that student loans are an increasing path to credit visibililty.  From the Consumer Financial Protection Bureau

 

 

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