Government Information

Earl Gregg Swem Library

The Effects of Increasing Fannie Mae’s and Freddie Mac’s Capital

Categories: Financial Crisis/Markets,Govt Finance,Housing/Homelessness

Examines a scenario where the two government-sponsored enterprises would be allowed to retain an average of $5 billion of their profits annually to invest in Treasury securities and expand the amount available for mortgage underwriting.  From the Congressional Budget Office


Enhanced Cyber Risk Management Standards

Categories: Business/Economics,Consumer Info/Protection,Financial Crisis/Markets,Headlines,Laws/Regulations

Proposed regulation on establishing minimum standards for large financial institutions to protect against and respond to hackers who try to penetrate customer financial accounts.  From the Federal Reserve, FDIC, and Office of the Comptroller of the Currency


PHH Corporation v. Consumer Financial Protection Bureau

Categories: Financial Crisis/Markets,Govt Processes/Organization,Headlines,Laws/Regulations,Supreme Court/courts$file/15-1177-1640101.pdf

Circuit court decision by a divided three judge panel that calls into question the constitutionality of the Consumer Financial Protection Bureau.   At issue is whether the CFPB, as an independent federal agency, can be constitutional if headed by a single person rather than a multi-member commission.  PHH, a mortgage lender, had objected to enforcement actions of the CFPB.  From the Court of Appeals for the District of Columbia Circuit.


The Financial CHOICE Act: Policy Issues

Categories: Consumer Info/Protection,Financial Crisis/Markets,Laws/Regulations

Highlights major proposals included in a bill designed to modify or repeal changes to financial policies and regulatory structure brought about by the Dodd-Frank Act of 2010.  From the Congressional Research Service, posted by the Federation of American Scientists


Report and Recommendations: Fighting Elder Financial Exploitation Through Community Networks

Categories: Consumer Info/Protection,Elderly,Financial Crisis/Markets

This report presents recommendations to existing networks to enhance their community’s collaborative efforts to fight financial exploitation of elderly people.  Offers nine specific recommendations.  From the Consumer Financial Protection Bureau


Puerto Rico v. Franklin Cal. Tax-Free Trust

5-2 Supreme Court decision that the government of Puerto Rico cannot pass legislation to enable public utility corporations to restructure their debt.   The court held that the federal Bankruptcy Code  pre-empts Puerto Rico’s Recovery Act.  From the Cornell University Law School Legal Information Institute


Report on the Economic Well-Being of U. S. Households in 2015

Finds American families experiencing mild improvement but many struggling financially.  Covers overall well-being of households, income and savings behavior, economic preparedness, access to banking and credit, housing decisions, auto purchases and lending, education including student loans, and retirement planning.  From the Board of Governors of the Federal Reserve System


FHFA’s Administrative Reform of Fannie Mae, Freddie Mac, and the Housing Finance System

Categories: Financial Crisis/Markets,Govt Finance,Housing/Homelessness

Reviews the progress of housing reforms by the Federal Housing Finance Agency since the 2008 financial crisis including Credit Risk Transactions, the Common Securitization Platform, and Single Security type mortgage-backed securities.  From the Congressional Research Service, posted by the Federation of American Scientists


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