Government Information

Earl Gregg Swem Library

CDC: 1 in 3 Antibiotic Prescriptions Unnecessary

Categories: Consumer Info/Protection,Health/Medical

Agency press release on study of misuse of antibiotics in outpatient settings.  Researchers found that most of the unnecessary antibiotics are prescribed for respiratory conditions caused by viruses which do not respond to antibiotics.  The full article was published in JAMA.  From the Centers for Disease Control and Prevention


Arbitration Agreements

Categories: Consumer Info/Protection,Financial Crisis/Markets,Headlines,Laws/Regulations

Proposed regulations that would prohibit mandatory arbitration clauses in consumer financial products such as credit cards and bank accounts.  The clauses prevent consumers from joining together to sue banks or credit card companies for alleged wrongdoing.  Class rather than individual actions have proven more effective in challenging problematic practices in the past.  From the Consumer Financial Protection Bureau


CFPB Proposes Prohibiting Mandatory Arbitration Clauses that Deny Groups of Consumers Their Day in Court

Categories: Consumer Info/Protection,Financial Crisis/Markets,Headlines,Laws/Regulations

Press release which explains the reasons behind the proposed regulation that would prohibit mandatory arbitration clauses in consumer financial contracts.  From the Consumer Financial Protection Bureau


Vehicle Cybersecurity

Categories: Consumer Info/Protection,Science/Technology,Telecommunications/Internet,Transportation

Advanced software  code in vehicles supports safety features but leaves vehicles more vulnerable to cyberattacks.  This report covers key cybersecurity vulnerabilities in modern vehicles, key technologies to mitigate these vulnerabilities, stakeholder views on challenges related to vehicle cybersecurity, and federal efforts to protect vehicle cybersecurity.  From the Government Accountability Office

(consumer info/protection     science/technology     telecommunications/Internet     transportation)

Benefits of Competition and Indicators of Market Power

Categories: Antitrust/Monopoly,Business/Economics,Consumer Info/Protection

Describes ways in which competition between business firms can create benefits for consumers and the economy and how those benefits are threatened when competition is impaired by business or government action.  Part of the Obama Administration’s initiative against anti-competitive behavior.  From the Council of Economic Advisers


Fact Sheet: Middle Class Economics: Strengthening Retirement Security by Cracking Down on Conflicts of Interest in Retirement Savings

Plain language explanation of the Conflict of Interest rule relating to retirement savings.  From the White House


Investment Advice—Conflict of Interest Final Rule

New rule that would assist retirement savers by requiring that financial advisers and brokers put the clients’ interests first.  The so-called “fiduciary rule” would create a new standard stricter than current regulations, which call for advice that is “suitable, and avoid conflicts of interest.  Such conflicts cost savers an estimated $17 billion per year.  Includes final rule and related material.  From the Employee Benefits Security Administration of the U.S. Department of Labor


VA 2014 Toxics Release Inventory Report with 2014 Appendices

Categories: Consumer Info/Protection,Environment,Headlines,Manufacturing,Statistics,Virginia Issues,Waste Management

Includes link to the summary report plus links for 13 detailed appendices covering historical trends, facility and jurisdiction rankings, and information on individual facilities by locality.  From the Virginia Department of Environmental Quality


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