Government Information

Earl Gregg Swem Library

Becoming Credit Visible

Categories: Consumer Info/Protection,Financial Crisis/Markets

https://www.consumerfinance.gov/documents/4822/BecomingCreditVisible_Data_Point_Final.pdf

Finds that the way consumers establish credit history varies according to their economic background, with those in lower-income areas becoming credit visible due to negative debt collection records. Also finds that student loans are an increasing path to credit visibililty.  From the Consumer Financial Protection Bureau